CSC IIBF Exam Question Answer Key 2023 - All Questions & Answers [Updated]

आज की इस पोस्ट में हम CSC IIBF Exam Question Answer Key 2023 से जुड़े सवाल और उनके जवाब लेकर आये हैं. सभी सवालों को ध्यान से पढ़ें और इनके उत्तर भी इनके साथ ही दिए गए हैं. उम्मीद करते हैं इनसे आपकी काफी मदद हो सकती है.

 

CSC IIBF Exam Question Answer Key 2023 - [Updated List]

 

Q. ATM means

Ans. Any time

 

Q. Maximum amount of Cheque

Ans. No limit

 

Q. Account payee cheques can be paid

Ans. By deposit in Bank account

 

Q. Interest on Savings Bank Deposits is paid

Ans. Half yearly

 

Q. Mutilated notes

Ans. Should be thrown

 

Q. Upon detection of a counterfeit note at the counter, Bank

Ans. Impound the Note and issue receipt

 

Q. Fixed Deposit can

Ans. withdrawn before maturity

 

Q. Interest on FDRs is compounded on

Ans. Quarterly basis

 

Q. Contents of locker are

Ans. only known to hirer

 

Q. Defaulter of loan means

Ans. Not paying loan instalments

 

Q. Life insurance means

Ans. Insurance of human

 

Q. E or S means

Ans. Either or Survivor

 

Q. PPF means

Ans. Public Provident Fund

 

Q. Highest denomination of currency notes issued by RBI is

Ans. Rs.1,000/-

 

Q. NRI means

Ans. Non-Resident India

 

Q. PAN means

Ans. None of above

 

Q. Who is the present Union Finance Minister of India?

Ans. Shri Arun Jaitley

 

Q. Mutilated notes

Ans. Can be exchanged at Bank

 

Q. Interest On Savings Bank Deposits is paid

Ans. Half yearly

 

Q. Account payee cheques can be paid

Ans. By deposit in Bank account

 

Q. Payment of cheque can be stopped by

Ans. Drawer of cheque

 

Q. Based on the Gross Income given above, the likely Capital Charge for Modern Bank Ltd., as on March 31, 2007 to cover Operational Risk Under Basic Indicator Approach Shall be

Ans. 450 Crores

 

Q. The Modern Bank Ltd., Will require total Capital Funds For Covering Credit Risk. As on March 31, 2007 to Comply Based II norms Of Rs.—–Crores.

Ans. 5400 Crore

 

Q. All PMMY Loans will be governed by–, Formulated by MUDRA, in Consultation with DFS, rating agencies, MFIN and Sa-Dhan and Other Stakeholders For adoption by all the lending institutions.

Ans. MUDRA Loan Charter

 

Q. The safest place for keeping money

Ans. Bank

 

Q. Currency notes are issued by

Ans. RBI

 

Q. Coins are issued by

Ans. Government of India

 

CSC VLE Insurance Exam Question Answer Key 2023 [Updated]

 

Q. Banks pays interest on

Ans. Deposits

 

Q. Bank charges interest on

Ans. Loans

 

Q. Business Correspondent means

Ans. An agent who provides banking services

 

Q. Internet banking refers to

Ans. Operation of account through

 

Q. Nomination once done can

Ans. Be cancelled

 

Q. TDS means

Ans. Tax Deducted at Sourced

 

Q. Bank does not give loan against

Ans. Lottery ticket

 

CSC IIBF Exam Question Answer Key 2023 - All Questions & Answers [Updated]

 

Q. 100/- Rupee note is signed by

Ans. RBI Governor

 

Q. ATM password should be kept in

Ans. Memory

 

Q. Who is the present Governor of RBI?

Ans. Raghuram Rajan

 

Q. Minimum age required to open SB account in the bank

Ans. 10 years

 

Q. Bank does not provide loans for

Ans. Drinking & Gambling

 

Q. KYC means

Ans. Know your customer

 

 

Q. MGNREGS stands for

Ans. Mahatma Gandhi National Rural Employment Guarantee Scheme

 

Q. Maximum tenure of Fixed Deposit is

Ans. 10 years

 

Q. What is Direct Benefit Transfer?

Ans. Transfer of social benefits /subsidies directly in Bank accounts of beneficiaries

 

Q. What is meant by Aadhaar seeding?

Ans. Linking of Aadhaar with Bank account

 

Q. Who is Bank Mitra?

Ans. Banking Correspondents engaged by Banks

 

Q. What is the maximum amount of deposits acceptable in Small accounts?

Ans.  Rs.50,000/-

 

Q. What kinds of services are available free in ‘Basic Savings Bank Deposit Account’?

Ans. All of above

 

Q. What is the minimum deposit required while opening a BSBD Account?

Ans. No minimum deposit required

 

Q. What is Atal Pension Yojana (APY)?

Ans. All of above

 

Q. What is Pradhan Mantri Suraksha Bima Yojana (PMSBY)?

Ans. Accidental insurance cover

 

Q. What is Pradhan Mantri Jivan Jyoti Bima Yojana (PMJJBY)?

Ans. Covers life insurance up to Rs.2 lac

 

Q. Which type of deposits earns higher interest rate?

Ans. Fixed Deposits

 

Q. Under PMSBY, accidental death claim is available for:

Ans. Rs.2 lac

 

Q. What is validity period of cheque?

Ans. 3 months from date of issue

 

Q. Under PMSBY, partial disability claim is available for:

Ans. Rs.1 lac

 

Q. Can illiterate person be issued Debit card?

Ans. Yes

 

CSC TEC Exam Question Answer Key 2023 [Updated]

 

Q. Under APY, fixed pension can be chosen from:

Ans. Rs.1,000/-, Rs.2,000/-, Rs.3,000/-, Rs.4,000/-, Rs.5,000/-

 

Q. PMJDY LIC Insurance of Rs.30,000/- is available for first time accounts opened

Ans. Between 15th August 2014 and 26th January 2015

 

Q. What does PMMY Stand for?

Ans. Pradhan Mantri Mudra Yojana

 

Q.  What is the maximum loan amount available under PMMY?

Ans. 10.00 lacs

 

Q.  How much loan can be availed under "Shishu" Category?

Ans. 50,000/-

Q.  Loan of ` 5 lacs is covered under which category?

Ans. Kishore

 

 Q. What is the purpose for which MUDRA loan can be availed for carrying on any activity related to_ _?

Ans. Manufacturing, Processing, Trading, Services

 

 Q. PMMY Loan is given for which purpose?

Ans. Income Generation Purpose

 

 Q. What are the Collateral /securities to be kept with Banks for getting loans for MSE under PMMY?

Ans. NIL

 

CSC IIBF Exam Question Answer Key 2023 - All Questions & Answers [Updated]

 

 Q. What is the role of MUDRA under PMMY Loans?

Ans. Acts as a Refinance Agency and refinances to all banks, NBFCs, MFIs for onward lending to customers under different categories of PMMY loans, as per need of the customer.

 

 Q.The borrowers can avail the credit in a hassle free and flexible manner with the MUDRA CARD which is a

Ans. Debit Card with Sanctioned limit

 

 Q. MUDRA Card is a debit card on which payment platform?

Ans. RuPay b) Visa

 

 Q. Who issue the MUDRA Card to customer?

Ans. Banks either directly or in association with MFIs

 

 Q. PMMY loans are applicable to _?

Ans. all banks all over India

 

 Q. What are the Interest rates of the PMMY loans extended by banks, NBFCs, MFIs to the borrowers?

Ans. Reasonable rates decided by lending banks, NBFCs, MFIs that should fall within the overall RBI Guidelines

 

 Q. PPMY Loans are provided for what Tenure?

Ans. depends on cash flows of the business and decided by the lending Institution

 

 Q. Who monitors the implementation of PMMY progress at National level?

Ans. MUDRA/Department of Financial Services

 

 Q. Where are the Frequently Asked Questions (FAQs) on PMMY Loans available for information of the Lending Institutions/public?

Ans. MUDRA website

 

 Q. Sample Project Profiles for running or setting up of micro/small enterprises is available

Ans. MUDRA website

 

Q. MUDRA has been set up by whom?

Ans. Government of India

 

Q. The loans sanctioned by banks/ NBFCs/ MFIs on or after upto `10 lacs for small business income - generating activities are known as PMMY loans.

Ans. 08-Apr-15

 

 Q. What is the amount of overdraft facility sanctioned under PMJDY is classified as MUDRA loans under PMMY?

Ans. 5,000/-

 

Q. Who is eligible to get the MUDRA Loans under PMMY out of following borrowers?

Ans. Small fruit vendors, vegetables sellers etc.

 

 Q. Total loans sanctioned/ disbursed under PMMY is accessible to for information of the Banks/ NBFCs / MFIs, General Public at large.

Ans. MUDRA Portal

 

CSC IIBF Exam Question Answer Key 2021

 

 Q. All PMMY loans will be governed by _, formulated by MUDRA, in consultation with DFS, rating agencies, MFIN and Sa-Dhan and other stakeholders for adoption by all the lending institutions.

Ans. MUDRA Loan Charter

 

Q. Which of the Following definitions is most correct? UCPDC 500 is:

Ans. Set Of Rules Framed by ICC governing LC business Globally.

 

Q. Currency notes are issued by

Ans. RBI

 

Q. Bank does not give loan against

Ans. Lottery Ticket

 

Q. Bank having maximum number Of Branches in India

Ans. State Bank Of India

 

Q. 100/- Rupee note is signed by

Ans. RBI Governor

 

Q. Who is the Present Governor Of RBI

Ans. Shaktikanta Das

 

Q. Pan Number is required for

Ans. Deposit Rs.50,000/- & above

 

Q. TDS means

Ans. Tax Deducted at Source

 

Q. What is the Purpose for which MUDRA loan can be availed for Carrying On any activity related to——-?

Ans. Manufacturing, Processing, Trading, Services

 

Q. What does PMMY Stand For?

Ans. Pradhan Mantri Mudra Yojana

 

Q. Loan of ‘ 5 lacs is covered under which Category?

Ans. Kishore

 

Q. E Or S Means

Ans. Either or Survivor

 

Q. Bank does not provide loans for

Ans. Drinking & Gambling

 

Q. KYC Means

Ans. Know your Customer

 

Q. PPF means

Ans. Public Provident Fund

 

Q. Coins are issued by

Ans. Government Of India

 

Q. The Modern Bank Ltd., should have minimum Of Rs– Crores as Tier I Capital at the rate of minimum Of % respectively as per RBI guidelines applicable to Indian Banks.

Ans. 2700,4.50%

 

Q. Which Of the following statement is correct?

Ans. Foreign Exchange markets are dynamic and round the clock markets.

 

CSC RAP Exam Question Answer Key 2023 [Updated]

 

Q. If market quotes USD/INR as 43.61/63, at what rate can you buy USD at the given quote:

Ans. 43.63

 

Q. Nomination Once done Can

Ans. Be Cancelled

 

Q. What is the amount of Overdraft Facility Sanctioned Under PMJDY is Classified as MUDRA loans under PMMY?

Ans. 5,000/-

 

Q. The loans Sanctioned By banks / NBFCs / MFIs On or after ——upto, 10 lacs for Small Business income generating activities are Known as PMMY loans.

Ans. 08-Apr-15

 

Q. Who is eligible to get the MUDRA Loans under PMMY out of following borrowers?

Ans. Small fruit vendors, vegetables sellers etc.

 

Q. ATM means

Ans. Automated Teller Machine

 

Q. PMMY Loan is given for which purpose?

Ans. Income Generation Purpose

 

Q. What are the Collateral / securities to be kept with banks for getting loans for MSE under PMMY?

Ans. NIL

 

Q. From where the PMMY loan can be availed?

Ans. Public Sector Banks, Private Sector Banks, Foreign Banks, Cooperative Banks,

 

Q. What is the role Of Mudra under PMMY loans?

Ans. Acts as a Refinance Agency and Refinances to all banks, NBFCs, MFIs for onward lending to customers under different categories of PMMY loans, as per need of the customer.

 

Q. The borrowers can avail the credit in a hassle free and flexible manner with the MUDRA CARD which is a—–

Ans. Debit Card with Sanctioned limit

 

Q. MUDRA Card is a debit card on which payment platform?

Ans.Rupay

 

Q. Who issue the MUDRA Card to customer?

Ans. Banks either directly or in association with MFLs

 

Q. PMMY loans are applicable to—–?

Ans. all banks all over india

 

Q. PPMY Loans are provided for what Tenure?

Ans. Depends on Cash flows of the business and decided by the lending Institution

 

Q. What are the Interest rates of the PMMY loans extended by Banks, NBFCs, MFLs to the borrowers?

Ans. Reasonable rates decided by lending banks, NBFCs, MFLs that should fall within the overall RBI Guidelines

 

Q. Where are the Frequently Asked Question (FAQs) on PMMY Loans available for information of the Lending Institutions / public?

Ans. MUDRA website

 

Q. Who monitors the Implementation of PMMY progress at National level?

Ans. MUDRA / Department of Financial Service

 

Q. Sample Project Profiles for running or setting up of micro/small enterprises is available at——-

Ans. MUDRA Website

 

Q. MUDRA has been set up by whom?

Ans. Government Of India

 

Q. Maximum amount of Cheque

Ans. No limit

 

Q. How much loan can be availed under ” Shishu” Category?

Ans. 50,000/-

 

Q. What is the maximum loan amount available under PMMY?

Ans. 10.00 lacs

 

Q. Life Insurance means

Ans. Insurance Of Human

 

Q. Defaulter Of Loan means

Ans. Not paying loan installments

 

Q. PMJDY LIC Insurance Of Rs.30,000/- is available for first time accounts opened

Ans. Between 15 August 2014 and 26 January 2015

 

Q. Under APY, Fixed Pension can be chosen from:

Ans. Rs. 1,000/-, Rs.2,000/-, Rs.4,000/-, Rs. 5,000/-

 

Q. Can illiterate Person be issued Debit Card?

Ans. Yes

 

Q. Under PMSBY, partial disability claim is available for:

Ans. Rs. 1 lac

 

Q. Under PMSBY, accidental death claim is available for:

Ans. Rs.2 lac

 

Q. What is validity period of Cheque?

Ans. 3 months from date of Issue

 

Q. Which type of deposits earns higher interest rate?

Ans. Fixed Deposit

 

Q. What is Pradhan Mantri Jivan Jyoti bima yojana (PMJJBY)?

Ans. Covers life insurance up to Rs.2 lac

 

Q. What is Pradhan Mantri Suraksha Bima Yojana (PMSBY)?

Ans. Accidental Insurance Cover

 

Q. What is the minimum deposit required while opening a BSBD Account?

Ans. No Minimum deposit required

 

Q. What is the maximum amount Of deposits acceptable in Small accounts?

Ans. Rs. 50,000/-

 

Q. Who is Bank Mitra?

Ans. Banking Correspondents engaged by Banks

 

Q. What is meant by Aadhaar Seeding?

Ans. Linking Of Aadhaar with Bank Account

 

Q. What is Direct Benefit Transfer?

Ans. Transfer Of Social Benefits / Subsidies directly in Bank accounts of beneficiaries

 

Q. Maximum Tenure Of Fixed Deposit is

Ans. 10 Years

 

Q. As per Reserve Bank Of India directives the Minimum Capital Adequacy Ratio and minimum Tier I Capital the Modern Bank is required to maintain as On 31.03.2007 should be—-respectively.

Ans. 9% and 4.5 %

 

Q. Interest rate risk is a type of

Ans. Market risk

 

Q. If the Volatility per annum is 25% and the number of trading days per annum is 252, Find the Volatility per day.

Ans. 1.58%

 

Q. Contents Of locker are

Ans. Only Known to hirer

 

Q. Net Interest Income is

Ans. Difference between interest earned and interest paid

 

Q. MGNREGS Stands for

Ans. Mahatma Gandhi National Rural Employment Guarantee Scheme

 

Q. Interest On FDRs is Compounded on

Ans. Quarterly Basis

 

Q. Fixed Deposit Can

Ans. Withdrawn before maturity

 

Q. Upon detection Of a counterfeit note at the counter, Bank

Ans. Impound the Note and issue receipt

 

Q. Bank does not give loan against

Ans. Lottery tricket

 

Q. A correspondent in Japan wants to fund his Vostro account for Rs 10.00 million. At USD/INR at 63.56/57 and JPY at 109.60/70, how much JPY should the correspondent pay into your Nostro account with him, assuming no margins are loaded:

Ans. 251762

 

Q. Minimum age required to open SB account in the bank

Ans. 10 Years

 

Q. Highest denomination of currency notes issued by RBI is

Ans. Rs. 1,000/-

 

Q. NRI means

Ans. Non Resident Indian

 

Q. PAN means

Ans. Permanent Account Number

 

Q. Who is the present Union Finance Minister Of India?

Ans. Nirmala Sitharaman

 

Q. Business Correspondent means

Ans. An agent who provides Banking Services

 

Q. Internet banking refers to

Ans. Operation Of account through internet

 

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